Can I Get Home Care and NDIS at the Same Time?
Many people in Newcastle and the Hunter Region live with both disability and age-related care needs. If you or a loved one is receiving support from the NDIS or Home Care Package program, you may wonder: can I use both at the same time?
Understanding the Two Systems
The National Disability Insurance Scheme (NDIS) is designed for people under 65 with permanent disabilities. The Home Care Package (HCP) program is designed for people over 65 who need aged care support at home.
While both systems aim to promote independence, they are administered separately and cannot be fully claimed at the same time for the same purpose.
Can I Have Both?
In most cases, you must choose one program. However, there are some exceptions and strategies:
- If you are turning 65 while on the NDIS, you can choose to stay on it.
- You may be eligible for Commonwealth Continuity of Support if you were already receiving disability services before NDIS rollout.
- You can privately fund supplementary care alongside either program.
Dual Planning: What EnableU Can Do
EnableU understands how to support clients with mixed needs—especially those aging with disability. We help you navigate:
- Transitioning from NDIS to aged care systems
- Planning aged care assessments through My Aged Care
- Understanding what supports can be retained
- Setting realistic expectations around service overlap
When Does It Make Sense to Switch?
You may want to switch from NDIS to HCP if you:
- Require less disability-specific support and more general aged care
- Value home care flexibility and continuity
- Are over 65 and want to simplify funding streams
NDIS Supports You Might Lose in Aged Care
- Specialised therapies like intensive OT or behaviour support
- Support coordination services
- Funding for home modifications (typically not included in HCP)
That’s why it’s important to consult with providers who understand both systems and can help you make the best decision based on your health, goals, and budget.
Speak With a Team That Knows Both Systems
EnableU is both an NDIS registered provider and an Approved Home Care Package provider. We support people across Newcastle through both programs—and help clients choose the right path when dual eligibility applies.
Contact EnableU today to talk through your options with a team that supports you no matter where you’re at in life.